PAYMENT POLICY

1 Payment Methods

✅ We accept a variety of convenient and secured payments to provide you with a smooth shopping experience.

2 Domestic Payments (within India)

We accept the following payments for domestic (within India) orders:

●     Credit/Debit Cards (VISA, Mastercard, RuPay)

●     Net Banking

●     Unified Payments Interface (UPI) (Google Pay, PhonePe, Paytm, BHIM)

●     Digital Wallets (Amazon Pay, Paytm Wallet, Mobikwik)

●    Cash on Delivery (COD) — available for select PIN codes and up to a certain amount

●     Bank Transfers (NEFT/RTGS/IMPS) — upon request

●     EMI payments (with participating banks)

3 International Payments (outside India)

For international orders, we enable payments through:

●     Credit/Debit Cards (VISA, Mastercard, American Express)

●     PayPal (with PayPal’s Buyer/Seller Protection)

●     Wire Transfers (SWIFT) — upon request

●     Multi-currency payments supported by our payments gateway

●     Digital payments (depending on country regulations)

4 Currency Conversion and Exchange Rate

✅ All prices displayed on our website are in Indian Rupees (INR).
 ✅ The payments made by international customers will be processed in their respective currencies, following the exchange rate applicable by their bank or payments processor at the time of the transaction.

5 Payment Security

✅ All payments made on Bun and Bali are processed through PCI-DSS compliant, secured, and encrypted gateways.

✅ We do not store your credit card details or financial information.
 ✅ Our payments are processed by third-party payments processors with the highest industry standards in data protection.

6 Invoice and Billing

✅ An electronic invoice will be provided with your order, detailing:

●     Product(s) purchased

●     Invoice number

●     Amount payable

●     Applicable taxes and delivery charges

●     Billing and delivery addresses

✅ Please retain a copy of your invoice for future reference, warranty, or return requests.

7 Failed or Declined Payments

✅ If your payments are declined or unsuccessful, please check:

●     Your account balance

●     Your card’s expiration date or CVV

●     Your bank’s authorization settings for online payments

●     Your internet connection

✅ You may try again with another method or contact us for assistance.

8 Refunds (If Applicable)

✅ Refunds for payments made will be processed in the same method used for the original payments.

✅ Refund processing typically occurs within 5–10 business days after approval of your return.
 ✅ Some payments may take additional processing time due to bank policy or country-specific regulations.

9 Applicable Taxes and Customs (International)

✅ All prices are exclusive of applicable taxes, customs duties, or import taxes for international orders.
 ✅ Customers are liable for payment of any additional taxes or duties upon delivery in their country:

10 Contact Us

If you have any questions or concerns related to payments, please feel free to reach us at:

●     Email: info@bunandbali.com

●     Website: [https://bunandbali.com]